Job Description

Job Title: Senior Underwriter – Residential Mortgage.

Location: Pune & Mumbai (Work from Office – Night Shift aligned with US hours)

Experience: 5+ Years

Industry: US Mortgage / Residential Underwriting

Employment Type: Full-time



Key Responsibilities

  • :Review and verify all loan applications and supporting documents
  • .Analyze credit, income, and asset documentation including 1040s, K1s, bank statements, and other financial records
  • .Identify risks and inconsistencies within mortgage loan files
  • .Perform both AUS (DU, LP) and manual underwriting
  • .Run and analyze fraud detection reports (Fraud Guard, Fraud Manager, DRIVE)
  • .Ensure compliance with agency guidelines (FHA, VA, FNMA, FHLMC, USDA)
  • .Apply internal credit policies, TRID, and mortgage regulatory standards
  • .Accurately document underwriting decisions and communicate conditions or d...

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