Senior Personal Lines Underwriter & Claims Specialist

Key Responsibilities

• Underwriting & Risk Assessment – Assess new business, renewals, amendments and policy endorsements. Evaluate personal lines risks including motor, household contents, buildings, all risks and personal liability. Review client risk profiles, claims history, location, asset exposure and other rating factors. Recommend appropriate premiums, excesses, exclusions, endorsements and underwriting terms. Handle non‑standard risks and underwriting referrals. Identify poor risks, misrepresentation, non‑disclosure and potential fraud indicators. Assist with underwriting guidelines, rating logic and portfolio reviews.
• Claims Processing & Claims Management – Receive, register and process personal lines claims. Review claim documentation and confirm completeness of submitted information. Assess policy cover, exclusions, excesses and policy conditions. Liaise with clients, brokers, assessors, repairers, investigators and insurers. Appoint and follow up...