Job Description
Position Overview
- Candidate should have total 3+ years of US mortgage underwriting experience
- Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit
- Should have good analytical and problem-solving skills
- Should have decision-making skill when applying in business judgment
- Evaluate complete loan documents and should provide approval or denial decision
- Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation
- Thorough income calculation – Salaried income, business income, retired other income and rental income
- Complete review of Collateral and property valuation
- Assets verification include borrower's bank account statement, retirement accounts, mutual funds and other investments.
- Credit analysis based on borrower's Income, Asset, Liability and Collateral (4C of Underwriting...
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