Job Description

Job Description

Credit Risk Strategy

  • Define and enforce credit policies, scorecards, risk-based pricing, and cut-off rules across customer segments.
  • Own the performance of the credit portfolio (NPL, roll rates, recovery curves, expected losses).
  • Track and optimize unit economics at the cohort and product level.


  • Risk Infrastructure

  • Build and manage models for PD, LGD, EAD, and loss provisioning (expected and stress).
  • Design and implement monitoring dashboards, control loops, and early warning systems.


  • Fraud Risk

  • Oversee identity fraud, synthetic risk, device risk, and transaction fraud.
  • Implement layered fraud detection (device fingerprinting, behavioral signals, anomaly detection).


  • Regulatory & Operational Risk

  • Ensure compliance with Mexican and cross-border financial regulations (CNBV, AML/KYC, data protection).
  • Lead internal controls, risk audi...
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