Job Description
Job Description
Credit Risk Strategy
Define and enforce credit policies, scorecards, risk-based pricing, and cut-off rules across customer segments.Own the performance of the credit portfolio (NPL, roll rates, recovery curves, expected losses).Track and optimize unit economics at the cohort and product level.
Risk Infrastructure
Build and manage models for PD, LGD, EAD, and loss provisioning (expected and stress).Design and implement monitoring dashboards, control loops, and early warning systems.
Fraud Risk
Oversee identity fraud, synthetic risk, device risk, and transaction fraud.Implement layered fraud detection (device fingerprinting, behavioral signals, anomaly detection).
Regulatory & Operational Risk
Ensure compliance with Mexican and cross-border financial regulations (CNBV, AML/KYC, data protection).Lead internal controls, risk audi...
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