Retail Lending Officer I

Responsibilities

• Identify member needs and sell a full range of credit union products and services, including loans and mortgages, lines of credit, credit cards, etc.
• Complete credit applications thoroughly ensuring that all relevant information is included and analyzed in supporting recommendations within established limits and procedures.
• Communicate to the member all terms and conditions of any credit or product being presented, ensuring that the products sold are consistent with the member’s needs and risk tolerance.
• Ensure instructions outlining the conditions of lending products are clearly laid out (loan type, interest rate, security, searches, liens, etc.).
• Maintain thorough knowledge of and adhere to credit union policies and procedures on risk management, confidentiality, security and fraud prevention.
• Work directly with the loans processing department to ensure timely and accurate administration of docum...