Junior Credit Analyst

A leading financial services company is seeking a Junior Credit Analyst to join their team. This role involves preparing comprehensive credit proposals for the Executive Credit Committee, assessing clients' financial health, and determining whether asset and/or trade finance can be extended.

Responsibilities

Credit Proposals:

• Analyse financial statements and management accounts to assess applicants and guarantors

• Prepare income statements, balance sheets, and consolidate information

• Analyse VAT returns and book debts

• Research market trends and determine repayment affordability

• Obtain and verify client background information

• Request credit reports and security confirmations

• Create SWOT analyses

• Maintain security and arrears tracking

• Conduct sensitivity analysis for proposals

• Prepare trust review inform...