Head - Credit Card Risk Analytics

Position Responsibilities :-

• Drive next generation of analytical solutions in Credit Cards :-
• Revamp Acquisition Rules to drive profitable and risk-adjusted growth
• Enhance Card Limit assignment framework
• Identify cohorts and segments to drive acquisition volume for various sourcing channels and key co-brand partners
• Drive Portfolio interventions both Positive and Negative – to identify enhancement opportunities (offer base enhancement, line/loan amount assignment)
• Enhance Fraud Risk Management by enhancing Rule efficacy, developing Fraud Models
• Lead Risk, Collection and Marketing model development and monitoring of the models for Credit Cards portfolio
• Drive business efficiencies :-
• Focus on Cross-Sell: Develop targeted pre-approved bases for Cross-sell of Loans/Cards to existing customers in the Bank
• Develop portfolio segmentation to enhance customer engagement, encourage prof...