Grad Program

About Us

First Circle is a fast-growing, profitable, credit-led SME neobank in the Philippines , backed by shareholders including the World Bank Group (IFC). Thousands of SMEs use our Business Credit Line and Business Bank Accounts to run and grow their businesses. Our product velocity continues to accelerate, with upcoming launches including SME Corporate Cards, Payroll, Invoices, and Solar Financing - redefining the SME neobank category through software, financial products, and exceptional risk models.

Our multi‑national team consists of 200+ people from 10+ countries, and our culture is built around ownership, problem‑solving, and continuous growth. We combine a collaborative environment with direct, no‑politics communication, enabling us to move fast and raise the bar as we scale. This approach supports our compounding growth of 100%+ year on year.

About the role

This is an opportunity for a high‑achieving and ambitious graduate <...