Credit Manager

Job Title: Credit Manager

Department: Credit & Risk Management

Location: Gurugram

Reports to: Head of Credit / Senior Credit Manager

Job Summary

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Key Responsibilities

• Credit Underwriting & Appraisal: Conduct detailed credit evaluations of corporate and MSME clients by analysing financial statements , cash flow consistency, and GST filings.
• Specialized Product Assessment: Perform risk assessments specifically for Invoice Discounting and Factoring , evaluating the quality of underlying debtors and verifying invoices.
• Portfolio Monitoring: Monitor the existing credit portfolio to detect early warning signals (EWS) of distress and manage Days Sales Outstanding (DSO).
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