Credit Analyst – Unsecured Lending

Description

JOB TITLE: Credit Analyst – Unsecured Lending

SALARY: £29,460

LOCATION(S): Newport (moving to Cardiff from September 2026), Halifax or Chester

HOURS: Full-time, 35 hours per week

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time in the office.

Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy. 

What you’ll be doing:

Join our Personal Current Account, Credit Risk team within the Chief Credit Office. 

Our responsibilities include managing our existing Overdraft portfolio, the development and optimisation of risk strategies for new and existing customers whilst proactively helping to protect more vulnerable customers.

The team is responsible for our Lloyds, Halifax and Bank of Scotland brands, ...