Job Description

Job Summary

To deliver comprehensive, and risk-based financial analysis that accurately assesses borrower risk profiles to support prudent and well-informed lending decisions.

Responsibilities

Credit Due Diligence

  • Assesses financial soundness and repayment capacity of borrowing clients.

  • Validates and analyses historical financial statements for accuracy and performance trends.

  • Identifies appropriate assumptions and performs financial projections primarily to evaluate repayment capacity.

  • Performs sound reconstruction of financial statements with clear basis and assumptions.

  • Conducts site visits and engages in client discussions with the relationship manager for new clients.
  • Financial and Risk Analysis

  • Prepares financial spreadsheets and detailed analyses, including ratio assessment.

  • Benchmarks company performance against industry peers and historical nor...
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