Assistant Manager/Manager, Credit Risk Management

Responsible for managing the credit risk of the Digital Bank. This includes developing and implementing policies and procedures, designing risk measurements, monitoring risk metrics and preparing risk reports for Management, Board and regulatory submission. This role reports to Head, Credit Risk Management.

Job Responsibilities

• Assist in preparing credit-related policies and procedures, and implement the requirements for Personal Banking and Business Banking customers.
• Propose and review the credit underwriting standards to ensure a risk-reward balanced decision is made.
• Complete the credit model validation from end to end for new/existing models in the Bank.
• Conduct portfolio monitoring, including financing sourcing, portfolio performance, concentration risk, and asset quality.
• Prepare the credit risk report for Management and all credit-related reports for regulatory submission.
• Perform in-depth portfolio...